Numen Finance Numen Finance
Growth for modern lenders

The lending platform
that collects for you.

Numen Finance runs your whole loan book — borrowers, disbursals, EMI schedules, collections and reminders — with automatic WhatsApp nudges and campaigns that keep your portfolio healthy.

No card required · Set up in minutes · Cancel anytime

EMI

Reducing & flat

PAR

Portfolio at risk

Auto

WhatsApp reminders

6

Languages

Everything a lender needs, nothing they don't

From first enquiry to final receipt — one clean, mobile-friendly workspace.

Borrower 360

KYC, guarantors, income and every loan in one profile. Search by name or mobile instantly.

Smart EMI engine

Reducing-balance and flat interest, daily to monthly frequencies, auto-generated repayment schedules.

Collections that flow

Oldest-due-first allocation, part payments, penalties, and instant PDF receipts.

WhatsApp on autopilot

Due, overdue and welcome reminders sent automatically with a self-service borrower portal link.

Campaigns

Segment good-standing, overdue or active borrowers and draft the perfect message.

Live dashboard

Disbursed, outstanding, dues today, PAR and collection trends — updated as you work.

Built for every kind of lender

Multi-tenant from day one — your data stays yours.

NBFC Microfinance Institution Gold Loan Company Private Money Lender Chit Fund Company Cooperative Credit Society DSA / Loan Agent Vehicle Finance Pawn Broker Other Lender

Simple, honest pricing

Start free for 5 days. Upgrade when you're ready — billed annually.

Free

₹0 /mo

Free trial

  • 25 records
  • 50 WhatsApp credits
  • Up to 25 borrowers
  • 50 WhatsApp credits
  • 1 loan officer
  • Community support
Get started

Basic

₹399 /mo

billed ₹4,788/yr

  • 1000 records
  • 200 WhatsApp credits
  • Up to 1000 borrowers
  • 200 WhatsApp credits
  • Unlimited staff
  • Email support
Get started
Recommended

Standard

₹599 /mo

billed ₹7,188/yr

  • 2000 records
  • 500 WhatsApp credits
  • Up to 2000 borrowers
  • 500 WhatsApp credits
  • AI campaigns
  • PDF documents
  • Priority support
Get started

Premium

₹799 /mo

billed ₹9,588/yr

  • 5000 records
  • 1000 WhatsApp credits
  • Up to 5000 borrowers
  • 1000 WhatsApp credits
  • AI campaigns
  • Referral rewards
  • Dedicated manager
Get started

Refer another lender and earn 10% referral rewards.

Ready to grow your loan book?

Join lenders who collect faster and stress less with Numen Finance.

Start free — no card needed

Contact

Get in touch

Have a question or want to see Numen Finance in action? Reach out, we would love to hear from you.

Office address

NO.254, 3RD CROSS,
BALAJI KRUPA LAYOUT,
RK HEGDE NAGAR,
SAMPIGEHALLI,
Kothanur,
Bangalore North,
Bangalore - 560077,
Karnataka